difference between Mediclaim and Cash payment

2 men are in a doc's office to get a vasectomy (nasbandhi). Nurse asks both men to strip. She begins to masturbate 1st man.

Man1: Why are you doing that?
Nurse: I have to vacate all the sperm in your system to have a clean procedure. 
Then she drops to her knees & starts giving 2nd man oral sex and has sex with him.
Man1: Why is it that I get masturbated & he gets a blow job and sex?
Nurse: That sir, is the difference between Mediclaim and Cash payment=))

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